Plans that combine Medicare and Medicaid have no or low costs
Find out costs for premium, deductible and copays with a Minnesota Senior Health Options (MSHO) plan.
If you’re age 65 or older and eligible for Medicare and Medicaid (called Medical Assistance in Minnesota), you could qualify for a Minnesota Senior Health Options (MSHO) plan at no or low cost.
MSHO combines Medical Assistance and Medicare Parts A, B and D in one plan. It has coverage for all of these types of care: hospital, medical, dental, prescription drugs, home and community-based services, long-term care, and extra benefits to support healthy living.
And the cost to you? Generally, the plan costs you $0. Here’s what you pay for monthly premium, deductible and copays with an MSHO plan.
| Health care cost | What you pay if you have a Minnesota Senior Health Options (MSHO) plan |
|---|---|
| Monthly premium | |
| Medical Assistance | $0 |
| Medicare Part A | $0 |
| Medicare Part B | $0 |
| Medicare Part D | $0 |
| Deductible | $0 |
| Copays | |
| Covered medical services in network | $0 |
| Outpatient prescription drugs | $0 or a small copay, depending on your income or if you live in a long-term care facility |
Learn how to get Medicare and Medicaid in one plan. If you think you’re eligible for an MSHO plan, you can get information from:
- Your County Human Services office
- The Minnesota Department of Human Services website or call 800-657-3739
- Your State Health Insurance Assistance Program (SHIP); the Senior LinkAge Line® is the SHIP in Minnesota and offers free, independent health plan consulting at 800-333-2433, TTY 711, 8 a.m. to 4:30 p.m. Monday through Friday
- The sales team at an insurance company that offers MSHO plans
